Move over credit score… Here comes the driving score!

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Working at Zubie, people often ask me about the future of driving (Hint: it is not only about self-driving cars). There is a silent change in the making that will radically transform the way we buy, drive and resell cars and it is taking off right now.

 

Introducing your Driving Score.

The same way your credit score reflects the way you spend your money, your driving score will show the type of car owner you are.

There’s one big difference though and it is to the advantage of the driving score. You are in control at all time and can choose to share this information or not.

The first step in getting your driving score is to subscribe to an analytics platform that collects, store and analyze driving data. Included in the service is a free device that you just plug in the diagnostic port of your car.  Zubie is one of these services.

Once the device is activated, it starts sending driving data to your account in the cloud. For obvious privacy reason, this data should only be available to you. It is important to choose a service that performs regular security audits and comes with a comprehensive privacy policy.  By connecting your car to this platform every piece of your driving data will be continuously collected trip after trip. Layers and layers of how, when, where and why you drive will be stored in the cloud day after day. This information can be visualized on a phone, tablet or a web site. For people who’d like to become safer drivers or improve gas mileage this type of service very valuable but it is only the tip of the iceberg.

Your service should also have commercial relations with third party automotive suppliers and you may sign up to receive offers based on your car make and model as well as driving behavior. This is very similar to the Groupon app, only focusing on vehicle maintenance, extended warranty, road assistance and insurance. Getting highly relevant offers that will save you money on car ownership is another great benefit and can make your subscription pays for itself.

Happy ending? Sure…But the story does not end here.

First, knowing that you are using a driving analytic platform the dealer will now extend an offer on service and maintenance in exchange for getting real time information such as check engine lights and low battery alerts as soon as they are detected. Armed with this information the dealer will know in advance when to schedule your car for service and what type of parts he needs to order to keep the vehicle running.

Driving analytics platforms like Zubie will pave with data the roads of the future. A future where you and your data will always be in charge.

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